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09
Jul

I Tested 8 Essences to Discover the Best One for My Combination Skin

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Summary of Essence Testing Purpose: The focus is on finding effective essences that hydrate skin and manage oiliness, particularly for combination skin types. Key Considerations: Absorption speed Compatibility with other skincare and makeup products Notable benefits after consistent use Essences Reviewed: Sunday Riley Pink Drink Essence Texture: Watery, spray format Results: Slight stickiness, minor hydration, not much difference Best For: Fans of Sunday Riley products Numbuzin No.9 Essence NAD+ BIO Lifting-sil Texture: Gel-like, sticky Results: Left film, pilling, increased oiliness Not Ideal For: Oily skin Aestura Hydro Essence Texture: Serum-like...
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09
Jul

Are Rates Low Enough to Consider Refinancing? Today’s Mortgage Refi Rates, July 7, 2025

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For the vast majority of homeowners, there’s currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering between 6.5% and 7% due to ongoing economic uncertainty. “If rates fall below 6%, we could see a big jump in refinance activity,” said Jeb Smith, licensed real estate agent and member of CNET Money’s expert review board. Yet economists and housing market experts don’t expect a dramatic drop-off in rates in the immediate future. Mortgage refinance rates fluctuate daily based on a...
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09
Jul

Can We Beat Bryson & Garrett in a Golf Match?

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Grant Horvat and Phil Mickelson take on Bryson DeChambeau and Garrett Clark in an exciting 18-hole golf match. Catch the action and see who comes out on top—don’t miss Part 2 tomorrow at 12PM EST! Be sure to subscribe to Phil’s channel for more content: Phil Mickelson’s Channel Looking for wellness products? Use code ‘Grant50’ for a deal: For Wellness Bryson’s Channel: Bryson DeChambeau Garrett’s Channel: GM Golf Need golf apparel? Use code ‘Grant15’ for a discount: Primo Golf Apparel Check out Takomo Golf: Takomo Looking for a putter? Use...
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09
Jul

Will mortgage rates continue falling this July?

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A recent decline in mortgage interest rates may have buyers questioning the possibility of additional rate drops this July. Getty Images The news last week that mortgage rates had recently fallen was certainly positive, but it was made more substantial considering that it was the fifth consecutive week in which rates on the product declined. Now at an average rate of 6.75% for a 30-year mortgage loan, no one would consider today’s rates a bargain, especially considering that they were hovering well under half that amount in June 2020, for...
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09
Jul

Forty Beauty Bargains on Makeup, Skincare, & More for Prime Day

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Heavenly Body Cleanser Review What we like: A luxurious body wash that makes a perfect gift, especially for moms. Contains a gentle gel cleanser enriched with niacinamide, vitamins C and E, and nourishing oils like cacay, marula, and meadowfoam. Leaves skin feeling clean, silky-smooth, and not dry. Available in a stylish bottle or a larger pump size. Other things to know: Features a skin-friendly pH, gentle on the skin barrier. Available in unscented and various scented options. Prices may occasionally drop, but it’s a good value as is. For more...
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